Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: High Utilization
Please don't judge the OP. He is not asking for financial advice, nor is it really any of our business.
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
Re: High Utilization
Yes you are right, I got way off topic. I like to always keep an open mind.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
Re: High Utilization


Tuscani wrote:
 He is not asking for financial advice.



Hmmm.  I thought most people posting in this forum were asking for advice on financial matters.  I thought it was what it was here for!!
 
To quote:
 
myFICO® provides these Forums as an educational and entertaining platform for people to share their credit knowledge and personal financial experiences with other members of this online community.

This is a great way to learn what others have already learned about FICO scoring and personal credit management.
 
:smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: High Utilization
[ Edited ]
I don't recall seeing the OP asking for it. :smileyhappy:


Message Edited by Tuscani on 06-20-2007 03:12 PM
Valued Contributor
Boswd
Posts: 1,065
Registered: ‎04-26-2007
Re: High Utilization
I don't think anyone was judging,  most of us here have been down the debt road before and would hate to see someone else go down there too especially when you start to see warning signs.  Kind of wished I was part of this forum a few years ago when I did make some awfull financial decisions and had someone kind of question it,  it may could have saved me some of the hardship
 
 
 
Established Member
renov8r
Posts: 35
Registered: ‎05-03-2007
Re: High Utilization
So - what is the concensus?  If I need to use credit in the next couple of months, it is better to open a new TL instead of increasing my current util?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: High Utilization
Basicially, the OP certainly could open more with his scores.. and doing so would benefit him assuming he does not charge them up. :smileyhappy: