Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
Re: How maxed out cards affect your FICO
You have two utilization factprs that hit your score.  Any card over50% will cause a drop.  Maxed out causes a major drop.  After that you needto look attotal utilizatin.  Below 30% is good, below 10% is best