Established Contributor
Posts: 510
Registered: ‎04-17-2007
Re: How maxed out cards affect your FICO
I just made a purchase of $400 on my capital one card yesterday which i already owed $89 on. It has a limit of $500. In other words, it is maxed out. However, I plan on paying roughly around $350 BEFORE the next statement is issued, which is 5-10-07 (I should be able to pay off $350 on 5-8-07). That would leave me around $150ish balance when my next statement comes out. How do you guys think it will affect my credit score?