Established Contributor
Irvin
Posts: 510
Registered: ‎04-17-2007
Re: How maxed out cards affect your FICO
They won't give me a credit line increase. I just tried a month ago.
 
If i wait until the statement comes out, have the balance of nearly $500 show up on my report...and pay it off immediately (the entire 500 which i cant afford by end of may) so that next month's statement has a lower balance..will that help me? My actually limit is $500 on the card but when i look at the report, it says my limit is $0 and a High balance of $240.