Valued Member
jeannieavc
Posts: 49
Registered: ‎07-21-2010
Re: Collection Agency says it CANNOT delete?

I have gotten 3 collections agencies to delete the accounts after paying them in full.  1 just yesterday, 1 last Friday and 1 in July.  These collections arose because I moved and didn't receive notice which is what I told them repeatedly.  Thier first response is always to say that they cannot delete.  I wrote very nice letters about 3 weeks apart explaining my situation and how terribly it was harming me in qualifying for good rates on a home.  I never got a response.  It's just a matter of being persistent.  Afterwards, I began calling and probably spoke to 15 different people.  Finally I was given the name of the person in the disputes department and began writing directly to him.  The process took about 3 months but it is worth it in the end.  Good luck to you.  Don't give up.


Starting Score: 1/25/10 EQ 568, TU 641, EX (FAKO) 580
Current Score: 9/27/10 EQ 692, TU 736, EX (FAKO) 744
Goal Score: 800


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