Re: Credit Monitoring Service (CMS) Guide
10-03-2010 08:26 PM
You can actually purchase both if you want to. I think you can do it at the same time (we could before). It seems like there's a checkbox where you can click on either or both. Be sure to google "myFICO discount code" first or check out tweeter.com/myfico. Without the discount, the cost per report w/score is $15.95. So, it's about $32 for both. I use a 25% code for TU and get it for $12 and some change and ScoreWatch subscribers get $5 off EQ at $10.95/report.
The formula used by all 3 CRAs differs. It would be sheer coincidence if any matched, and even if the reports are 100% exactly alike with the same accounts on each, then the score should still vary, but only by a little.
Thank you very much for the advice