New Member
Californiagirl
Posts: 3
Registered: ‎04-17-2007
Re: Authorized Users and Credit Scores
Normal rule of thumb is to have an account opened for no less than 2 years. Paid as agreed, picture perfect. Balance should be below 40% mark of credit limit. And no it would not hurt to add your wife to the Discover card. And yes it should take the creditors up to 60 days to report on her behalf.