Re: AU vs. Joint
08-25-2011 09:42 PM
llecs is probably right about no score difference between being AU or Joint, but do you know if when getting a mortgage pre-approval that the manual review would look better with a joint account. If so I'd have to dispute because even though I'm a joint account holder, the bureaus still haven't updated my report as joint. Thanks to llecs and scott.
PS-I know this may seem trivial, but I don't like disputing things anymore if I don't have to.
And you are absolutely certain that you are a joint account holder, rather than an AU? You filled out an application, and you have a hard inquiry from Chase on your report(s)?
Sorry, not to sound like I'm doubting you, but this gets bobbled a lot.
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007