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haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007
Re: AU vs. Joint

‎08-25-2011 09:42 PM

MHCali wrote:

Hey Scott,

 

llecs is probably right about no score difference between being AU or Joint, but do you know if when getting a mortgage pre-approval that the manual review would look better with a joint account. If so I'd have to dispute because even though I'm a joint account holder, the bureaus still haven't updated my report as joint.  Thanks to llecs and scott.

PS-I know this may seem trivial, but I don't like disputing things anymore if I don't have to.

And you are absolutely certain that you are a joint account holder, rather than an AU? You filled out an application, and you have a hard inquiry from Chase on your report(s)?

 

Sorry, not to sound like I'm doubting you, but this gets bobbled a lot. :smileytongue:

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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