Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
Re: AU vs. Joint

MHCali wrote:

I have talked to a low level phone person on the phone and she said that I was Joint, I was able to sign up online and see all account info. and the bills come in both of our names so I'm quite sure I'm joint account holder.  Weird though, I filled out app. but didn't get an inquiry, maybe because I was an AU first? Haulingscore, should I make CRA's report as such (as a joint) for purpose of a mortgage?





Well, IMO, if you're stuck with the potential hazards of a joint account, you might as well enjoy any benefits as well, including having it report properly.


Odd about the lack of an inquiry, but you did fill out an app, and it sure sounds like you're considered a joint owner.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007