Re: Credit Monitoring Service (CMS) Guide
09-07-2011 04:01 PM
Credit Monitoring Service (CMS) Guide
TransUnion (TU)-related products:
Truecredit.com - $14.95/mo - FAKO (VantageScore) - TC used to be a great product before they messed it up. You used to have the ability to pull all 3 CRs every 24 hours. Now, you can only do a comparison update on TU on a daily basis and you have to pay $29.95 if you want all three reports. The scores offered are Vantage scores. Other sites, like credit.com, also offer the same service. Updated 6/1//11
I signed up for truecredit right around the time of your update and I must've JUST missed those changes. I do pay the $14.95 a month and get free daily pulls for my TU report. I also get 1 free 3 in 1 a month and I have the ability to pull as many other 3 in 1's I want during the month for $9.95. I signed my DH up for the same service last month and sure enough, still get the free daily TU reports but if we want his 3 in 1, it's 29.95 a pop, not even a free one once a month. I like the service for me. Timing really is everything I guess.
I also have scorewatch through myFICO. Does anyone know what or how it's different if I take advantage of the savings by going through NavyFed's EQ Scorewatch? Does it still bring you to this site or is it different altogether?
Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge