Re: myFICO vs. Lender Pulled Scores[ Edited ]
11-08-2011 05:49 PM - edited 11-08-2011 05:52 PM
Oh, I understand. But the point is, its wrong if consumers personal information isn't protected and we don't have free access to what people are saying about us. Fact is, If I have your social security number, I can pull your credit, and put an entry on there saying you owe me money and you can't stop it. This is exactly why people are protesting on wall street. This is really crooked... And there are a TON of very evil collection agencies in this country collecting on debts that aren't even valid. It's a thriving and viable business and its because of THIS system that they survive. And why is FICO selling us a score knowing that most lenders aren't even using it?
TU 590 & Exp Plus 636
(Lender pull) TU 626, EQ 622 & Exp 667