Established Contributor
ztnjpv
Posts: 552
Registered: ‎02-01-2012
Re: Road to 850 aka mycreditplan.org
[ Edited ]

"IF tracker pulls all 3 FICO scores then this would be considered  "1 credit pull."  Then "12 credit pulls" would pull all 3 FICO scores 12 different times. "

 

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That is actually a very important question! Anyone know the truth? The site divulges nothing about this little detail. If I am paying 34.95 per month for the top program (PLANNER) with 12 pulls, I am not so sure I'd like the idea of using three pulls to get all three scores. I instantly thought that 12 pulls meant 12 Three-Score pulls. And there's also nothing about pricing for extra pulls beyond the paid amount. 

 

If each pull is for one report from only one bureau, that means you can really only get a three-score report every quarter. I don't like that. BTW, it doesn't spell it out for us but I am assuming you get alerts to any score changes. 


Starting Scores (Sept 2011): All lower-mid 600s. CURRENTLY: TU FICO: 785 (2/7/13), EQ FICO 762 (2/7/13), EX FICO 776 (5/11//13) (PSECU). Goal: Achieved! Now Maintain!