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ztnjpv wrote:

"IF tracker pulls all 3 FICO scores then this would be considered  "1 credit pull."  Then "12 credit pulls" would pull all 3 FICO scores 12 different times. "

 

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That is actually a very important question! Anyone know the truth? The site divulges nothing about this little detail. If I am paying 34.95 per month for the top program (PLANNER) with 12 pulls, I am not so sure I'd like the idea of using three pulls to get all three scores. I instantly thought that 12 pulls meant 12 Three-Score pulls. And there's also nothing about pricing for extra pulls beyond the paid amount. 

 

If each pull is for one report from only one bureau, that means you can really only get a three-score report every quarter. I don't like that. BTW, it doesn't spell it out for us but I am assuming you get alerts to any score changes. 

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Since they are using a Tri-Merge Report, each time you pull your report you will have all 3 scores, 1 from each credit bureau. So if you opt for the 12 pulls that would give you a total of 36 scores in total. 

If I remember correctly they will only keep track of your last 12 scores pulled which IMO would only be the last 4 Tri-Merge reports you have pulled.