Established Contributor
jimbo831
Posts: 977
Registered: ‎02-08-2012
Re: Credit Monitoring Service (CMS) Guide

Tw1stedDNA wrote:

Hello,

 

I am new to this forum. I went to try USAA but its for army veterans only I guess?

 

So what other options do you recommend? I think myFico ScoreWatch might be good for me, or do you recommend True Credit?

 

Thank you.


No, USAA is available for anyone.  You can sign up for a partial membership without any military affiliation.  To use their CMS, you do not need full membership.  Anyone can sign up for the USAA CMS.  IMO, this is far and away the best service.  3 bureau monitoring for only $12.25 along with unlimited daily pulls.  It can't be beat.

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k

Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012


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