I’ve consulted with people here, and to my knowledge, the three bureaus worked with MCP to stop the use of the FICO Scores. As I understand it, MCP tried to obtain FICO Scores from the three consumer reporting agencies without the appropriate contractual authorizations, violating its end-user contracts. FICO has long held that consumers are best served when they have access to FICO Scores calculated by all three of the major credit reporting agencies. However, products obtained illegally or through unauthorized channels do not serve the public’s interest.
