Collection Notice from Time Warner
07-01-2012 12:13 PM
I recently moved addresses and closed my Internet account with Time Warner. During the move, I ended up losing the cable modem that was Time Warner's equipment. Now I have received a collection notice from North Shore Agency (the in-house collection agency for Time Warner) for the unreturned equipment, an amount of $59. I want to pay this off before it goes on my credit report as I know it is my fault for losing the equipment. My question is, how should I go about paying this off? Should I just contact North Shore tomorrow, pay it off by credit card, and request an email confirmation of the payment? I have not received any notice on my credit monitoring that a collection account has appeared, so I don't think it is that far along in the process yet. I just want to make sure it gets paid off and dies with that payment. Any advice?
Starting Scores (lender pull 3/27/10): 759 (EQ), 752 (TU), 749 (EX)
Current Scores (myFICO 4/4/11): 768 (EQ)
Goal Scores: 800
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