Mega Contributor
RobertEG
Posts: 18,498
Registered: ‎03-19-2007
Re: Collection Notice from Time Warner

Getting an agreement in writing initiates a written contract with them.  It gives you the right to initiate legal action for breach of contract should they not comply with the terms of your agreement.

 

The CRAs dont usually interject themselves into private contract issues.  They have a policy that prior reporting should not be deleted based on payment of the debt, so if they do report, CRA involvement in deletion of their reporting is, in my opinion, unlikely.