Community Leader
Valued Contributor
Posts: 1,057
Registered: ‎09-29-2009
Re: Anyone received a personal loan lately?

You may also want to look into the peer to peer lending sites such as Prosper and Lending Club. They do have their minimum credit requirements posted on the site but they are more lenient than most banks and credit unions. And it is a positive tradeline if you secure a loan. At least on Prosper they report to two of the three bureaus.

 

I am assuming you have some challenges in your credit files due to your statement of being unable to secure a useful credit line from the big banks.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

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