Valued Contributor
Posts: 1,057
Registered: ‎09-29-2009
Re: Prosper Personal Unsecured Installment Loans

For me the Prosper loan reported to TU and EX but not until it was a little over a year old. And their reporting since has been very sporadic. About every 4 - 6 months I go into each bureau and dispute the balance as incorrect. They almost immediately update with the current balance. I would assume that if they are going to update regularly it would be shortly after your payment date.


As a side note - other than their sporadic reporting I have no complaints. It appears on my reports as an installment loan and with the FAKO sites I get no mention of consumer finance companies. I don't believe that is a FICO reason code so I wouldn't expect it from them.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL

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