I just think it's unfortunate because I like having the freedom to check my credit report daily. This service comes in handy especially when you're dealing with lenders that say they won't shop your credit or do hard pulls etc. Having the ability to check on that kind of thing the very next day has helped me. I personally do not want to have to wait until nearly a month later to see what damage they do today. Not to say that we don't have the ability to check on it if we're denied, but still. It's peace of mind.
Starting Score: 686 TU / 683 EQ 01/17/2013