Frequent Contributor
gamegrrl
Posts: 352
Registered: ‎02-09-2011
Re: No more unlimited pulls with USAA Credit Check Monitoring Premium??

For those of you saying you'll call to cancel at the end of the month, I was told when I cancel that I'll have access until 9/12, which is my monthly renewal date. So you don't have to wait to cancel if you don't want. You won't lose any of your access for the current payment period, from what I can tell.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 786 - TU08 (Walmart and Discover) 732 - TU myFICO 728
Goal Score: 800+ across the board!
Frequent Contributor
Mellon
Posts: 341
Registered: ‎08-31-2007
Re: USAA CMS just got Gimped!!

yeah I'm dumping them..

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Frequent Contributor
ficojoe
Posts: 310
Registered: ‎07-21-2012
Re: USAA no longer offering daily credit reports

igids1 wrote:

What are mpm and ec?


MPM = My Privacy Matters, which you can buy through BB&T, KeyBank, or EIDT (Eliminate ID Theft).

 

EC = Equifax Complete (unlimited Equifax report only, all 3 FAKO scores and alerts, one time 3-in-1)

 

Frequent Contributor
ficojoe
Posts: 310
Registered: ‎07-21-2012
Re: USAA no longer offering daily credit reports

I must confess, I wait up until midnight to check my USAA account for updates. If I happen to fall asleep before midnight, I check it in the middle of the night when my bladder wakes me. Yes, it is a sickness.

Regular Contributor
dobirdsmommy
Posts: 227
Registered: ‎02-29-2012
Re: No more unlimited pulls with USAA Credit Check Monitoring Premium??

so obviously we know it was none of our feedback that prompted this as they say

 

I would love to know who did not love the daily pull.

 

This was the only way I could see if a creditor really stood by their word.

 

 

2011 starting score 383 pull for Santander, EX 639, EQ 669, TU 651 (lending club pull)
Wallet:ME: 750 Cap One, 5k Quicksilver/rewards, 750 Capital one, Gamestop CC 1150, 2370 FH, Santander Car 9.6k/15k, Chase Auto Loan 12/16k, VS 1150, BH 1020, Express 1000, Avenue 750, JCrew 800, HSN 1070, Torrid 700,Roamans 800, Jessica London 940, kings direct 800, Buckle 800, OSP 1050, WW 1050, Solutions 800, Blair 750.. baddies: 2 FP CO 08,
DH: 750 Cap One 750 Cap One 750 capital one fh 2000, AU - VS, BH, HSN, QS 5k
Frequent Contributor
wreith
Posts: 460
Registered: ‎06-13-2012
Re: USAA CMS just got Gimped!!

Just got off the phone with them, they cut my fee 50% to about $6 a month for a year and in Oct I can call for the unlimited, which will take it up to $15.11 a month only like a $3 increase.  Will see if I like it as much as I have the past couple of years.  If not then I'll dump it.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
Established Contributor
learnin113
Posts: 541
Registered: ‎12-02-2011
Re: USAA CMS just got Gimped!!
Dumping@!!!!!
Frequent Contributor
wreith
Posts: 460
Registered: ‎06-13-2012
Re: USAA CMS just got Gimped!!

bichonmom wrote:

Totally shocked to see this in my inbox. I don't believe that customers want "more frequent updates on changes" instead of daily pullls. They're *supposed to* alert us whenever there is a change right now anyway. So, what does more frequent updated mean?! (Though, I seldom get alerts from them, even with changed on my CR.)

 

I do believe this is a cost-saving measure. I will most definitely be canceling this service unless they keep the daily pulls. while I don't pull daily, I do check it a few times a month, and want to be able to check it when I want without being limited to once a month. That is not worth $12.25 a month. 

 

(Plus the fact that their accts are screwed up and some of my CCs report on 3 different lines - one for each CRA. It makes it very confusing to review, but I put up with it because if the daily pulls.) Big bummer! 


I have that too, I noticed the name of the CC's are different on them.  One is like USAA SB the other would be USAA Savings Bank.  I think that throws them off a bit :smileyvery-happy:

 

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
Frequent Contributor
wreith
Posts: 460
Registered: ‎06-13-2012
Re: No more unlimited pulls with USAA Credit Check Monitoring Premium??

I called to cancel and was given 50% off for a year, then in Oct I can call back for the unlimited for 9.95 more a month.  That will bring it up to $15.11 a month only $3 more a month.  Will see how it goes.  If I don't like it then I'll cancel. 

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
Regular Contributor
MontegoMack
Posts: 201
Registered: ‎01-21-2012
Re: No more unlimited pulls with USAA Credit Check Monitoring Premium??
The extra $9.99 didn't seem to be worth it...I think. Although, what price is too much for unlimited pulls?
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BBRZ MC 800 (SD)