Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: FICO 8 - Medical Collection Under $100?
[ Edited ]

It is true that FICO08 versions ignore CAs under $100. However, you can't pull that version from anywhere (except for Wal-Mart's free FICO) and lenders aren't using it either. So if you pulled from myFICO or your lender pulled your scores, they are using an older version which still includes all collections.



ETA....foiled again by slow typing skills.