Re: Fraud Alert
09-21-2012 12:43 PM
Fraud alerts are only authorized upon request of the consumer or his/her designee. On the flip side, a consumer can always remove any fraud alert by simply notifying the CRA to remove.
In many instances, as was stated, if any issues of potential identity theft are raised, the party, be they a creditor or CRA, may infer a consumer request for such an alert.
It's probably not technically accurate for them to do so, but is done out or caution.
Just notify them to remove it.