Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
Re: Just tried PFD attempt, no good. What next?

How old is it?


Nothing requires them to accept a PFD.  You can keep asking and see if you get someone else.  I'd send them an offer in writing rather than negotiating it on the phone, because you're going to have to put it in writing in any event. 

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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