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DaveSignal
Posts: 2,111
Registered: ‎07-29-2011
Re: 730 Experian, 695 TU, 681 EQ - $170k Income. Can't Get Approved For Anything. Advice?

you need to look at your credit reports.  A charge-off from 1999 shouldn't be there.  If it is, dispute the date of first delinquency.  Then, you need some current revolving credit history.  Maybe your wife can add you as AU on some of her cards.... she doesn't need to give you a physical card for these accounts to reflect on your credit reports.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k