Posts: 14,051
Registered: ‎04-15-2011
Re: Just tried PFD attempt, no good. What next?

I agree with Robert on this.  I do like dealing with mail due to the paper but some people have gotten good results on the phone.  I will state what he has said again.  Never admit to them you owe it.  I don't care what they say or how they say it, never, ever admit to it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!