A chattel is a piece of property other than real estate. If you're seeing it in the context of credit, it's probably related to a loan on some piece of personal property (like a car, furniture, electronics, etc.).
Starting Score: 617 (EQ 6/10/2012)
Current Score: 694 (EQ 02/24/2013) 704 (EX 02/20/2013 lender pull)
Goal Score: 700Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $1,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)
