Valued Contributor
Posts: 1,671
Registered: ‎05-24-2007
Re: How accurate is Score Watch ?? 726 v. 657 **bleep**.

First, I would double check and make sure that Nordstroms pulled Equifax.


Second, did you ever default on an account that might be associated with Nordstroms or the issuer of the account?


I would not agree that a FICO of 726 would be good enough that you can assume automatic approval. That is just slightly above the median score and there are other factors involved. They may have an issue with utilization, length of history, or other factors on your report. These may be included in their scoring model differently.