The account should be reporting as a chargeo off or Charge off now paying with a comment something to effect of making payment(s) after charge off . The balnce should be the amount you owe.
Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
