Posts: 14,051
Registered: ‎04-15-2011
Re: Hard inquiry from ADT???

I did, from a company named Vivint.  I contacted them because some guy had come to my door, I told him I was moving and wasn't interested.  Didn't even give him my name.  Next thing I knew I had a HP from them.  Contacted them, they said they do that sometimes to see if people are elligible for their service.   I had it removed, but later found I had a collections from them.  Seems they installed service in the neighbors house under my name.  It's been a huge mess.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!