Re: Hard inquiry from ADT???
10-03-2012 10:47 AM
In my experience, the vast majority of post-paid utility/service providers do a hard credit pull. Only ones in past 5 years I can think of who didn't were the local municipal utility (which never reports even in delinquency) and Public Storage (which is actually pre-paid, plus they have the contents of your unit as collateral).
It's definitely the norm to get pulled by security companies and cell phone networks.
Current: EQ 686 (myFICO 7/14/14), EX 694 (Prosper 7/17/14) , TU 691 (WalMart 7/11/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Barclaycard Apple V $2k, Walmart (Store) $1.6k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo