Re: Hard inquiry from ADT???
10-03-2012 10:47 AM
In my experience, the vast majority of post-paid utility/service providers do a hard credit pull. Only ones in past 5 years I can think of who didn't were the local municipal utility (which never reports even in delinquency) and Public Storage (which is actually pre-paid, plus they have the contents of your unit as collateral).
It's definitely the norm to get pulled by security companies and cell phone networks.
My Wallet: Amex BCP $10k, Amex Zync NPSL (> 10k), Chase CSP VS $9.2k, C1 Venture VS $5k, Amex SPG $4.5k, Barclaycard Apple V $2k, Walmart (Store) $1.2k, Chase Freedom V $600, BoA Cash Rewards V $500, Best Buy Rewards MC $500
Dream Wallet:Barclaycard Arrival WMC (replace C1 Venture), Amex Platinum (replace Zync eventually), Andrews FCU Global V (chip + PIN for travel). Otherwise, pretty happy with my portfolio now.