Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Hard inquiry from ADT???

OP, there was an ADT rep on here once that talked about this. They let each dealer decide whether or not they want to pull. The pull doesn't come from ADT directly but from whatever 3rd-party service the dealer uses. The same happened to us  last year. Hard pull on EQ and the score was a Beacon 9.0 Eq FICO. IME phone and cable were hard pulls. Cell, gas, water, trash, and electric were not. But as always YMMV. Always expect a hard pull.