Posts: 12,952
Registered: ‎04-15-2011
Re: Paying off old collections

No, just paying them off will not reset the DOFD.  But have you tried a PFD for them?  Just paying them will let them sit on your CR, if you get a PFD they will be gone.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!