Posts: 8
Registered: ‎04-02-2007
Re: Paying off old collections

If you send a PFD letter to the agency, on something that is paid in full, do they have to delete it from your credit reports?

The issue that I am having is that I had a loam that went to collections and has been paid in full for about 14 months now.  I have been using a credit repair agency and that item still has not been removed.