Established Member
Posts: 15
Registered: ‎08-09-2012
Credit Inquiries Merging



I read somewhere that when you shop around for car or mortgage loans, the inquiries made during a month will be merged as one inquiry.


I had two mortgage loan inquiries, one on 8/17/12 and one on 9/5/12 and when I checked my transunion report on 10/5/12,  I saw them as two inquiries. 


My question is, is it showing two inquiries only to me as a consumer or will it be the same to creditors. Should I dispute the record?


I appreciate any help and thanks in advance.