Re: myFICO vs. Lender Pulled Scores[ Edited ]
10-10-2012 11:01 AM - edited 10-10-2012 11:11 AM
I just had mine pulled yesterday for FHA loan this is what I found out. I have been watching my scores very closely by all means necessary to get to this point. I was able to raise them considerably in a few months.
FICO 692 (edit 792 was typo sorry)
creditkarma = 591 & transrisk 704
per EQ website 639
per EX website - 667
Lender used credit technologies to pull scores they use the following formats (it comes with a nice report that lists all this out)
TU - FICO Classic 04
EQ - FACTA Beacon 5.0
EX - Fair ISSAC Ver 2
Hope this helps.
- Lots of work.....
- 9/20/12 - FICO EX 646 TU 692
- Dec 12 - Home purchase - Dec 14 Auto Purchase
- 6/10/13 - FICO EX 672 TU 690
- 1/22/15 FICO EQ 697 TU 732
It CAN happen to you!