New Visitor
mjr24
Posts: 1
Registered: ‎10-11-2012
Need help in fixing credit

I make $300km per year but certain judgments and late payments have killed me. For the last four months I have been rebuilding my credit and paid all bills on time,. I also fully paid off the 2-3 collection accounts I had......in full. I am now up to date on all accounts that had been derogatory because of ther late payments.Howeber, how do i remove then remaining late payments that were paid by me,,,,,,but paid lhjjate?

Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011
Re: Need help in fixing credit

Hello and welcome to the forums.  I would invite you to visit our rebuilding thread. http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit  Here you will find a wealth of information to help you.   You might want to do a little research before you begin so I will put a couple links below for you to read up on and get started.  Good Luck!

 

http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Steps-Do-I-Take-Do-I-DV-PFD/td-p/337142


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!