Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012
Credit Score

I was wondering how accurate is the credit scores you get from the mail when being denied from an app. It showed my EX score and it seem to fit right with all my other scores. (The lowest out of three).. :smileysad:

TU 746 (10/13)
GOAL: 750+






Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Credit Score

It actually depends.  Sometimes it is your FICO, however some use an internal number that they generate.  This sometimes is a formulation of your FICO and their proprietary system.  Also there are autoenhanced scores and CC enhanced scores.  Confused?  Yeah, so am I!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012
Re: Credit Score
Oh that clarifies it. I'm still assuming my EX score should be at that range though. But thanks!
TU 746 (10/13)
GOAL: 750+