Established Member
galaxy
Posts: 23
Registered: ‎10-14-2012
New and need some help [approved for Blue] Thank you ! :)
[ Edited ]

Hi,

I just joind fico, and and I need some help

 

My Fico score is 725

My CREDITSECURE EX is 665

My CREDITSECURE EQ is 736

My CREDITSECURE TU is 736

 

I have one unpiad medical that is due to get dropped from EX within 3-4 months(7 years old), after that I think EX score will go to 700s

I only have one Amex Gold card " open account " that was in good standing for 9 years, no late payments at all over the 9 years 

in the last 4 years I applied alot for CC and always got rejected, now I have 0 inquiries for the last year and only 1 over the last 2 years about to get dropped in early 2013

 

my target is to get my score to 800s and to be able to get a decent revolving CC, I don't have debt at all and I always pay my charges by the end of each month 

and I am not planning to get in debt, I just want have good score and one or two more cc, also I may need to get car loan in 2013

 

should I start applying now or wait, I am really scared of getting rejected again.

 

Regards