Re: New and need some help
10-15-2012 09:24 AM
Well, it depends on what you need. If EX is the only thing w/a derog (and it's pretty old) you should be able to qualify. If you belong to a credit union, go apply for a cc with them. The limit will grow with you and they already know you.
You have good credit reporting, right?
What is your "dream" cc? I would go ahead and go for it, one inquiry surely won't kill you.
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720