Re: Kroll Factual Data, The Carroll Mortgag, unauthoriz
ed credit pull
10-17-2012 04:50 AM
So, if they are simply a servicer for others, then the mystery remains as to who they are sevicing.
There may not even be a debt collector involved, in which case a DV would not be appropriate.
In making any request for a consumer credit report, the requestor must provide a certification of permissible purpose to the CRA.
All I can think of at the moment is to contact the CRA and find if the inquiry was based on an asserted permissible purpose of a debt collector collecting on a debt, or as an original creditor reviewing their own account.