Community Leader
Valued Contributor
HoldingOntoHope
Posts: 1,057
Registered: ‎09-29-2009
Re: Prosper Personal Unsecured Installment Loans

Prosper will pre-qualify you for a loan and tell you what tier your credit score qualifies for (AA - D?). The interest rate on the loan is based on your credit tier. And it also displays on the funding page for investors to see. My scores when I got the Prosper loan were in the mid to upper 600's and at that time they qualified me as Tier AA. I don't know exactly what their tiers are but I believe on their site you can put in your info and they will give you a rate based on a soft pull. Of course there is a hard pull if you decide to actually apply.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


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