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Posts: 1
Registered: ‎10-30-2012
Re: Should an account of my wifes be on my credit report?

Your wife can certainly legally add you to her credit card as an authorized user. This means that you could get a card so that you can legally use the account if you wish. However, I was told (by a credit card rep when I had my daughter on my card as an authorized user) that she would not build credit as an authorized user; she would only build credit as a joint user. So, I am surprised that the credit information appears on your credit card. Are you sure you are not a "joint" user.