Re: Should an account of my wifes be on my credit report?
10-30-2012 12:49 PM
Your wife can certainly legally add you to her credit card as an authorized user. This means that you could get a card so that you can legally use the account if you wish. However, I was told (by a credit card rep when I had my daughter on my card as an authorized user) that she would not build credit as an authorized user; she would only build credit as a joint user. So, I am surprised that the credit information appears on your credit card. Are you sure you are not a "joint" user.