Frequent Contributor
Posts: 408
Registered: ‎10-31-2007
Re: Will this hurt or help?
I was hoping for the entire account to be deleted if the furnisher won't be able to complete the report. I was hoping they would reflect the monthly timely payment in replacement to "No Data"

I read on the web: "You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous"

If months are being labeled as "NO DATA" when timely monthly payment were actually made, is this still considered "complete" report?

I was not hoping that they delete the delinquencies, but hoping that the account will be deleted all together if furnisher cannot complete the reporting.