Thanks for CMS guide its really helpful

I m trying to make decision btwn :

Equifax Score Power report w/ EQ FICO score

Amex CreditSecure 

USAA CreditCheck Monitoring

I m newbie but i guess Equifax score power seems better because its FICO not FAKO PLUS

other then i corparate a personal small businies in NY and i have to follow up that also any one now they have both plans will be cheapper

or can use EIN instead of SSN and check newbee corparation credit history

Thanks already for replies