Re: CA call for debt that's not mine.
11-09-2012 09:36 AM
+1 I've notice people getting too jumpy with the cease and desist letters. These are last resort measures, not something you swing at with the first pitch. Use the DV method, not only does it stop the calls, it puts the collection in limbo until verified. If it does turn out to be a validated debt, you've shot yourself in the foot and send them a big card saying "SUE ME". Send the DV first, investigate what it is.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge