Established Member
Posts: 30
Registered: ‎03-01-2011
Letter from CA, Not My Account

Hi all,


Today I received a letter from a collection agency (Convergent Outsourcing), referencing an account that isn't mine. It lists GE Capitol as the original creditor, with a balance of over $1k. I've no knowledge of this account, and it does not appear on any of the three CRs. Do I just toss the letter, call them, or write a letter. The letter they sent says I have 30 days to dispute?


Any help would be appreciated! I've never received anything like this before, and it's freaking me out :smileysurprised:

Starting Score: 528
Current Score:702 EFX, ??? TRU, 720 XPN
Goal Score: 820+ for all three

Take the FICO Fitness Challenge