Letter from CA, Not My Account
11-13-2012 05:48 PM
Today I received a letter from a collection agency (Convergent Outsourcing), referencing an account that isn't mine. It lists GE Capitol as the original creditor, with a balance of over $1k. I've no knowledge of this account, and it does not appear on any of the three CRs. Do I just toss the letter, call them, or write a letter. The letter they sent says I have 30 days to dispute?
Any help would be appreciated! I've never received anything like this before, and it's freaking me out
Starting Score: 528
Current Score:822 DISC, 788 EFX, 849 TRU, 819 XPN
Goal Score: 850+ for all three
Take the FICO Fitness Challenge