Established Contributor
Posts: 637
Registered: ‎07-24-2012
Re: Amex Secure Question? pulling the reports.

The key thing to be aware of is it's two pulls per 30 days, not per month. Their specific language on the home page is "Get 3 PLUS Scores1 and 3 reports from the 3 credit bureaus twice every thirty days"

 

When 30 days have elapsed since your first report, you can pull one more. But that takes you back to a total of 2 within 30 days, so you have to wait for 30 days since the second report to pull the 4th, and so on.

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),