Super Contributor
Posts: 7,193
Registered: ‎12-11-2011
Re: Account closed by grantor= -16 on FICO

nodaysoff wrote:
So I called and spoke to the sup/manager, she confirmed that a soft pull was done and my score being at a 579 before the 629 jump didnt meet their criteria. She also said once its colaed they cannot reopen the account not even the day after. Slightly piss right now, not sure what to do next,



If you haven't used the card in 2 years, why are you upset? You weren't using it at it wasn't doing anything for you...


The 16 point decrease in your score is likely due to a drop in available credit, causing an increase in your utilization. Nothing that can't be fixed by making a few payments.