Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway

Oh to have a life instead of taking surveys on Saturday night!

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

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